Welcome to Nexus Hawaii! These Terms of Service (“Terms”) govern your use of our website located at www.nexushawaii.com (the “Site”) and our services. By accessing or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

Acceptance of Terms

By using the Site, you represent that you are at least 18 years old and that you have the legal authority to enter into these Terms. If you are using the Site on behalf of a business or entity, you agree to these Terms on behalf of that entity and have the authority to bind the entity to these Terms.

Services Provided

Nexus Hawaii provides a range of services, including but not limited to insurance brokerage, payroll, bookkeeping, and human resources services. The information provided on the Site is for general informational purposes and does not constitute professional or legal advice.

User Conduct

By using the Site, you agree not to:

• Violate any applicable laws or regulations.

• Use the Site for any unlawful purpose or to solicit others to engage in illegal activities.

• Transmit any viruses, malware, or other harmful code.

• Interfere with the operation of the Site, servers, or networks.

• Use automated systems, bots, or scraping tools to collect data from the Site.

• Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity.

We reserve the right to terminate your use of the Site for violating any of these restrictions.

Intellectual Property

The Site and its content, including text, images, graphics, logos, and software, are the property of Nexus Hawaii or its licensors and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of any content on the Site without our express written permission.

You may, however, use the Site and its content for personal, non-commercial purposes in compliance with these Terms.

Third-Party Links

The Site may contain links to third-party websites or services that are not owned or controlled by Nexus Hawaii. We are not responsible for the content, privacy practices, or terms of any third-party websites. Your use of third-party websites is at your own risk, and we encourage you to review their terms and policies.

Disclaimer of Warranties

The Site and our services are provided “as is” and “as available,” without any warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

We do not guarantee that the Site will be available, error-free, or free of harmful components. We also do not guarantee the accuracy or completeness of any information on the Site. Your use of the Site is at your own risk.

Limitation of Liability

To the fullest extent permitted by law, Nexus Hawaii and its affiliates, directors, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site or our services, even if we have been advised of the possibility of such damages.

In no event shall our total liability to you for all claims exceed the amount you have paid, if any, for accessing the Site or services within the last 12 months.

Indemnification

You agree to indemnify, defend, and hold harmless Nexus Hawaii, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including legal fees) arising out of or in connection with:

• Your use of the Site or services.

• Your violation of these Terms.

• Your violation of any third-party rights, including intellectual property rights.

Changes to Terms

We reserve the right to modify these Terms at any time. Any changes will be effective upon posting the updated Terms on the Site. Your continued use of the Site following the posting of changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

Termination

We may terminate or suspend your access to the Site or services at any time, without prior notice, for conduct that we believe violates these Terms, applicable law, or is harmful to our interests or the interests of other users.

Upon termination, all provisions of these Terms that by their nature should survive termination will survive, including ownership provisions, warranty disclaimers, and limitations of liability.

Governing Law and Dispute Resolution

These Terms and your use of the Site are governed by the laws of the State of Hawaii, without regard to its conflict of laws principles. Any disputes arising from these Terms or the use of the Site shall be resolved through binding arbitration in Hawaii, in accordance with the rules of the American Arbitration Association.

You agree to waive any right to participate in a class action lawsuit or class-wide arbitration against Nexus Hawaii.

Privacy

Your use of the Site is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information.

Text Message Communications

If you have opted in to receive text message communications from us, you agree to our Text Message Terms and Conditions, which outline the frequency of messages, how to opt-out, and other relevant terms. To stop receiving text messages, text STOP to (808) 230 - 0524. Standard messaging and data rates may apply.

Severability

If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of the remaining provisions.

Contact Information

If you have any questions about these Terms or wish to contact us, please reach out to us at:

Nexus Hawaii
support@NexusHawaii.com
(808) 230 - 0524
1314 South King St. Suite 1461Honolulu, HI 96814